Financing and Payment Options

We Accept Cash, Checks, all major Credit Cards.

We offer a variety of payment and financing options to suit the needs of all of our customers. Whether you are looking to pay up front or you’d like to take advantage of our flexible furniture financing plans, we have multiple financing plans available, all of which allow you to take your furniture selections home and pay for them over time.

Synchrony

Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Ivan Smith Furniture store location. Subject to credit approval. Minimum monthly payments required. For details please visit your local Ivan Smith Furniture store or Click Here to Apply.

IN-HOUSE – Finance your purchase for up to 24 months.

Available to customers in Louisiana, Texas and Arkansas in all Ivan Smith Furniture locations.

Lease To Own Options

No Credit Needed & No Down Payment

Build/Rebuild Your Credit Lease Option - Our “Smart Lease to Own” plan has high approval rates and your lowest monthly lease payment - guaranteed. It’s easy – Click Here to Apply.

Lease-To-Own

Progressive Leasing makes owning new furniture easy with their "No Credit Needed" flexible lease-to-own options *. Take up to 12 months to pay. Click Here to Apply. 

No Credit Needed & No Down Payment

Uown Lease “Easy just got Easier”. Click Here to select the store nearest you for additional details.

* The advertised service is lease-to-own or a rental-or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY

Check Guarantee Program - United TranZactions

At all Ivan Smith Furniture locations, almost everyone can qualify for purchases with our easy no credit necessary plan. With a regular checking account you may qualify for 3 months to pay with no credit application necessary. Make 4 easy payments by check through United TranZactions. See store for details.