We Accept Cash or Credit and Financing is Available.

We offer a variety of payment and financing options to suit the needs of all of our customers. Whether you are looking to pay up front or you’d like to take advantage of our flexible furniture financing plans, we have multiple financing plans available, all of which allow you to take your furniture selections home and pay for them over time.

Financing Options

Synchrony 

Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Ivan Smith Furniture store location. Subject to credit approval. Minimum monthly payments required. For details please visit your local Ivan Smith Furniture store or Click Here to Apply.

In-House – Finance your purchase for up to 24 months.

Available to customers in Louisiana, Texas and Arkansas in all Ivan Smith Furniture locations.

Louisiana Customers
Ivan Smith's Tower Loan Program is available at all of our Louisiana locations. Receive 12 Months Free Financing with terms up to 36 months. See store for details.

Texas Customers
Mariner Finance is a great alternative to our credit card. See store for details.

Arkansas Customers
Stop by any Arkansas store location today and learn about the alternatives to our credit card online plan. See store for details.

Contact Us for Details.

Lease To Own Options – No Credit Needed and No Down Payment

Build/Rebuild Your Credit Lease Option - Our “Smart Lease to Own” plan has high approval rates and your lowest monthly lease payment - guaranteed. It’s easy – Click Here to Apply.

Progressive Leasing makes owning new furniture is easy with their "No Credit Needed" lease plan. Take up to 12 months to pay. Click Here to Apply. 

Uown Lease “Easy just got Easier”. Click Here to select the store nearest you for additional details.

Check Guarantee Program - United TranZactions

At all Ivan Smith Furniture locations, almost everyone can qualify for purchases with our easy no credit necessary plan. With a regular checking account you may qualify for 3 months to pay with no credit application necessary. Make 4 easy payments by check through United TranZactions. See store for details.