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Financing & Purchase Options

Financing and Purchase Options

Furniture Financing Shreveport, LA

We Accept Cash, Checks, and all major Credit Cards.

We offer a variety of financing and lease-purchase options to suit the needs of all our customers. Whether you are looking to pay up front or you’d like to take advantage of our flexible furniture purchase options, we have multiple financing and lease-purchase options available, all of which allow you to take your furniture selections home and enjoy flexible payment frequencies.


Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Ivan Smith Furniture store location. Subject to credit approval. Minimum monthly payments are required. For details please visit your local Ivan Smith Furniture store or Click Here to Apply.

*No interest if paid in full within 6, 12, or 24 Months on in-store furniture and bedding purchases made with your Ivan Smith Synchrony HOME credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, or 24 months. Minimum monthly payments are required. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on the purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2.  Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Ivan Smith Branded Credit Card

Tower Loan

Simple. Quick. Convenient.

  • Quick Credit Decision
  • Installment Financing
  • Monthly Minimum Payments Required
  • Same as Cash Financing Option
*available in Texas and Louisiana only
Tower Loan

IN-HOUSE – Finance your purchase for up to 24 months.

Available to customers in Louisiana, Texas and Arkansas in all Ivan Smith Furniture locations.

Click Here to Make a Payment

Lease To Own Options

Smart Lease


Progressive Leasing makes owning new furniture easy with their "No Credit Needed" flexible lease-to-own options *. Click Here to Apply

* The advertised service is lease-to-own or a rental-or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY

Snap Finance

Good credit? Poor credit? No credit?

Snap Finance has got you covered with lease-to-own financing made simple. Approvals up to $5,000
** While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved. As of February 2023, the average approval amount a customer receives is $2,900.

Check Guarantee Program - United TranZactions

At all Ivan Smith Furniture locations, almost everyone can qualify for purchases with our easy no credit necessary plan. With a regular checking account you may qualify for 3 months to pay with no credit application necessary. Make 4 easy payments by check through United TranZactions. See store for details.

Shopping Made Easy