Credit & Financing

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Design the Solution that Works For You

At Ivan Smith Furniture we offer a vast array of creative financing options to fit everyone's budget. Our goal is to assist every customer, regardless of credit status, in obtaining a credit plan so that they can enjoy the furniture appliances, and televisions they deserve.

Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Ivan Smith Furniture store in the Ark-La-Tex. Subject to credit approval. Minimum monthly payments required. See store for details.
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1.) In the event that our revolving credit card program doesn't work for you, you may get other great plans offered at your nearest ISF Furniture store. For details, please select your state: Louisiana Come into any Louisiana location and apply for Ivan Smith's Tower Loan Program. Recieve 12 Months Free Financing with terms up to 36 months. See store for details. Many of our stores also offer "In-House" credit terms up to 24 months. Texas Pioneer Credit Services is a great alternative to our credit card. Many of our Texas locations offer "In-House" Financing for up to 24 months.
See store for deatils
Arkansas Stop by any Arkansas store Location and check out the alternatives to our credit card online plan. All of our Arkansas locations offer "In-House" financing to fit your budget.
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2.) Build/Rebuild Your Credit Our “Smart Lease to Own” plan has high approval rates and offers the choice of 3 months no interest or 12 and 18 month plans in which we report your pay history to the credit bureau. See store for details or just click the link below and apply. It’s easy!

At all Ivan Smith Furniture stores, almost everyone can qualify for purchases with our 2 easy no credit check programs.

1.) With a checking account You may qualify for 3 months financing with no credit check. It's simple, fast, and easy. Come by any Ivan Smith Furniture store for details.

2.) LEASE TO OWN "U Own"Regardless of credit circumstances, getting new furniture is made easy with our Lease to own purchase option. Click the link below or go by the store nearest you for details.



Ivan’s Premier Customer Card Bill Pay

  • Access your account anytime, anywhere
  • View transaction history
  • Make same day payments safely and securely
  • Check your balance
  • Go paperless!
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